1015 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1015 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,154 sqft · built 1997
Lot Size	0.747 acres (32,548 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2025)
Tax Bill	$2,590 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-61595-000`

Property Details

APN / Parcel Number

Primary APN	`800-61595-000`
Alternative APN	`63034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,154 sqft Living Area
1st Floor Area	2,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,548 sqft (0.747 acres)
Lot Dimensions	316 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	595 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63034
Street Address	1015 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-004412
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH VII
Legal Lot Number	95
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Mar 15, 2023	Warranty Deed, Transfer WEST TITLE LLC, BEST TITLE LLC
Mar 15, 2023	Warranty Deed, Transfer WEST TITLE LLC, BEST TITLE LLC
Mar 15, 2023	Foreclosure Foreclosure Auction
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	2025-011253
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RIVER OAKS, BENTON, AR 72019-1886

Mortgage

Document Number	0000029438
Date	Oct 29, 2021
Instrument	2021-029438

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 15, 2023
Property Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000004412
Instrument Date	Mar 10, 2023
Instrument	2023-004412
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	WEST TITLE LLC, BEST TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1736 CAROLINA RIDGE WAY, JUSTIN, TX 76247-6799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RIVER OAKS, BENTON, AR 72019-1886

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 15, 2023
Property Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000004410
Instrument Date	Mar 8, 2023
Instrument	2023-004410
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	WEST TITLE LLC, BEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CENTENNIAL RD, JUSTIN, TX 76247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1736 CAROLINA RIDGE WAY, JUSTIN, TX 76247-6799

March 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SALINE AR
Recording Date	Mar 15, 2023
Property Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000004407
Instrument Date	Feb 28, 2023
Instrument	2023-004407
Transaction Type	Foreclosure
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8008 CENTENNIAL RD, JACKSONVILLE, AR 72076-9601

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 6, 2020
Property Address	1015 RIVER OAKS, BENTON, AR 72019-1886
Document Number	0000013948
Instrument Date	Jul 3, 2020
Instrument	2020-013948
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	WACO TITLE COMPANY SALINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	659 BILLSTORM ROAD, 659, DELIGHT, AR 71940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RIVER OAKS, BENTON, AR 72019-1886

Mortgage

Document Number	0000013949
Date	Jul 6, 2020
Instrument	2020-013949

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,760 (-) Land $9,600 Building $37,160
2024	$2,590.00 (+41.53%)
2023	$1,830.00 Homeowner's exemption	$46,760 Land $9,600 Building $37,160	$233,800 Land $48,000 Building $185,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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