1024 Silver Saddle Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1024 Silver Saddle Ln, Rocklin, CA 95765 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,888 sqft · built 2009
Lot Size	0.198 acres (8,615 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Nov 2011)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-100-016-000`

Property Details

APN / Parcel Number

Primary APN	`489-100-016-000`
Alternative APN	`489-100-016`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,615 sqft (0.198 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-100-016
Street Address	1024 SILVER SADDLE LN
City	ROCKLIN
State	CA
Zip	95765-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 WHITNEY RANCH PH 1 UNIT 27 MOR AA-60
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	55
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4038
Census Tract	21323

Owner

Source: Placer County records · APN 489-100-016-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1024 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2011 · Amount on Record
Deed Sale	Nov 21, 2011 · Amount on Record
Prior Sale	Mar 17, 2010 · Amount on Record
Deed Document Number	201192896
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0000020105
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1024 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Mar 08, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000025470
Date	Feb 23, 2021
Instrument	2021-0025470

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$556,017 (+2%) Land $102,487 Building $453,530
2025	$9,589.00 (+2.93%) Homeowner's exemption	$545,116 (+4.04%) Land $100,478 Building $444,638
2023	$9,316.00 (+2.13%) Homeowner's exemption	$523,950 Land $96,577 Building $427,373
2022	$9,122.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.