1014 Silver Saddle Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1014 Silver Saddle Ln, Rocklin, CA 95765 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,720 sqft · built 2010
Lot Size	0.194 acres (8,433 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,105 (2025)
Deeds & Mortgages	Apr 2017 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-100-011-000`

Property Details

APN / Parcel Number

Primary APN	`489-100-011-000`
Alternative APN	`489-100-011`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,433 sqft (0.194 acres)
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-100-011
Street Address	1014 SILVER SADDLE LN
City	ROCKLIN
State	CA
Zip	95765-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 WHITNEY RANCH PH 1 UNIT 27 MOR AA-60
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	50
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4038
Census Tract	21323

Owner

Source: Placer County records · APN 489-100-011-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 06, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2013
Deed Sale	Mar 29, 2013
Prior Sale	Aug 17, 2010 · Amount on Record
Deed Document Number	201330652
Last Transfer Date	May 26, 2016
Transfer Doc	0000041138
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LENDERLIVE SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029840
Date	Apr 24, 2017
Instrument	2017-0029840

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 03, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066711
Date	Jul 06, 2020
Instrument	2020-0066711

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000101232
Date	Aug 10, 2021
Instrument	2021-0101232

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1014 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000012785
Instrument Date	Feb 06, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SILVER SADDLE LN ROCKLIN CA 957655368, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000012785
Date	Mar 04, 2019
Instrument	12785

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$604,381 (+2%) Land $104,536 Building $499,845
2025	$10,105.00 (+2.91%) Homeowner's exemption	$592,532 (+4.04%) Land $102,487 Building $490,045
2023	$9,819.00 (+2.14%) Homeowner's exemption	$569,525 Land $98,508 Building $471,017
2022	$9,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610213234, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 19% of California
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
DigitalPath	Fixed Wireless	200 / 20

May also be available at this address: Cal.net, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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