1020 Silver Saddle Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1020 Silver Saddle Ln, Rocklin, CA 95765

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,720 sqft · built 2009
Lot Size0.193 acres (8,424 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Dec 2009)
Tax Bill$9,773 (2025)
Deeds & MortgagesSep 2023 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN489-100-014-000

Property Details

APN / Parcel Number

Primary APN489-100-014-000
Alternative APN
  • 489-100-014

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,720 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Construction TypeFrame
Lot Area8,424 sqft (0.193 acres)
Garage Area718 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number489-100-014
Street Address1020 SILVER SADDLE LN
CityROCKLIN
StateCA
Zip95765-5368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 53 WHITNEY RANCH PH 1 UNIT 27 MOR AA-60
Legal SubdivisionWHITNEY RANCH
Legal Lot Number53
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4038
Census Tract21323

Owner

1020 Silver Saddle Ln is owned and occupied by two individuals who bought it in December 2009.

Source: Placer County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1020 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
May 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2009 · Amount on File
Deed SaleDec 31, 2009 · Amount on File
Deed Document Number2009111502
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address1020 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction TypeMortgage
Record UpdatedOct 5, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

Mortgage

Document Number0000050728
DateSep 22, 2023
Instrument2023-0050728
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address1020 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number0000049888
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1020 SILVER SADDLE LN ROCKLIN CA 957655368, ROCKLIN, CA 95765-5368

Mortgage

Document Number0000049888
DateJul 3, 2017
Instrument49888
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Silver Saddle Ln was $9,773.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRocklin City
Unified School DistrictRocklin Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$566,140 (+2%) Land $118,488 Building $447,652
2025$9,773.00$555,040 Land $116,165 Building $438,875
2023$9,499.00 (+2.12%)$533,489 Land $111,655 Building $421,834
2022$9,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1020 Silver Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Silver Saddle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20

May also be available: Cal.net.

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