1008 Silver Saddle Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1008 Silver Saddle Ln, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,720 sqft · built 2010
Lot Size	0.194 acres (8,441 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jun 2025)
Tax Bill	$11,136 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-100-008-000`

Property Details

APN / Parcel Number

Primary APN	`489-100-008-000`
Alternative APN	`489-100-008`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,441 sqft (0.194 acres)
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-100-008
Street Address	1008 SILVER SADDLE LN
City	ROCKLIN
State	CA
Zip	95765-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 WHITNEY RANCH PH 1 UNIT 27 MOR AA-60
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	47
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4038
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Affidavit of Death of Joint Tenant, Transfer
Mar 4, 2024	Intrafamily Transfer, Transfer
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	202531700
Prior Transfer Date	Feb 27, 2024
Prior Transfer Doc	0000011146
Record Updated	Sep 20, 2026

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PLACER CA
Recording Date	Mar 4, 2024
Property Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000011146
Map Reference	MB AA PG 60
Instrument Date	Feb 26, 2024
Instrument	2024-0011146
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 4, 2024
Property Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000011150
Map Reference	MB AA PG 60
Instrument Date	Feb 26, 2024
Instrument	2024-0011150
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066317
Date	Sep 5, 2019
Instrument	2019-0066317

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Nov 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1008 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074837
Date	Jul 22, 2020
Instrument	2020-0074837

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,000 (+34.93%) Land $265,200 Building $652,800
2025	$11,136.00 (+2.83%)	$680,344 (+4.04%) Land $104,194 Building $576,150
2023	$10,829.00 (+2.17%)	$653,927 Land $100,149 Building $553,778
2022	$10,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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