1006 Silver Saddle Ln, Rocklin, CA 95765 Property Records

Placer County property record for 1006 Silver Saddle Ln, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,888 sqft · built 2010
Lot Size	0.194 acres (8,432 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Sep 2010)
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-100-007-000`

Property Details

APN / Parcel Number

Primary APN	`489-100-007-000`
Alternative APN	`489-100-007`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,432 sqft (0.194 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	489-100-007
Street Address	1006 SILVER SADDLE LN
City	ROCKLIN
State	CA
Zip	95765-5368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 WHITNEY RANCH PH 1 UNIT 27 MOR AA-60
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	46
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4038
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	201078201
Last Transfer Date	May 29, 2014
Transfer Doc	0000038178
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Jun 26, 2026
Property Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000036959
Instrument Date	Jun 22, 2026
Instrument	202636959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000036959,
Date	Jun 26, 2026
Instrument	202636959

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000071395
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1006 SILVER SADDLE LN ROCKLIN CA 957655368, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000071395
Date	Jul 15, 2020
Instrument	71395

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000054832
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1006 SILVER SADDLE LN ROCKLIN CA 957655368, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000054832
Date	Jul 31, 2018
Instrument	54832

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1006 SILVER SADDLE LN, ROCKLIN, CA 95765-5368
Document Number	0000035286
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 SILVER SADDLE LN ROCKLIN CA 957655368, ROCKLIN, CA 95765-5368

Mortgage

Document Number	0000035286
Date	May 18, 2018
Instrument	35286

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,626 (+2%) Land $104,536 Building $542,090
2025	$10,631.00 (+2.84%)	$633,948 (+4.04%) Land $102,487 Building $531,461
2023	$10,337.00 (+2.15%)	$609,333 Land $98,508 Building $510,825
2022	$10,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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