10221 Cap Rock Dr, Temple, TX 76502 Property Records

Bell County property record for 10221 Cap Rock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,787 sqft · built 2020
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$4,596 (2023)
Deeds & Mortgages	Feb 2021 Transfer Sep 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922219893`

Property Details

APN / Parcel Number

Primary APN	`0922219893`
Alternative APNs	`483404` `593880`

Interior

Stories	1 Story
Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Account Number	593880
Street Address	10221 CAP ROCK DR
City	TEMPLE
State	TX
Zip	76502-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 005, LOT 0004, (SECTION I), ACRES .165 (SECTION I)
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Block	5
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3003
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10221 CAP ROCK DR, TEMPLE, TX 76502-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Intrafamily Transfer, Transfer CENTRALAND TITLE COMPANY
Sep 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage CENTRAL NAT'L BK
Jul 16, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000008465
Record Updated	Jun 7, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Feb 9, 2021
Property Address	10221 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000008465
Map Reference	DOC 2019-94
Instrument Date	Feb 8, 2021
Instrument	2021008465
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10221 CAP ROCK DR, TEMPLE, TX 76502-5897

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 3, 2020
Property Address	10221 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000047107
Instrument Date	Sep 2, 2020
Instrument	47107
Transaction Type	Construction Loan
Record Updated	Oct 7, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Mortgage

Document Number	0000047107
Date	Sep 3, 2020
Instrument	47107

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2021

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 16, 2020
Property Address	10221 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000035541
Instrument Date	Jul 6, 2020
Instrument	35541
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,596.00 (-22.56%) Homeowner's exemption Senior Citizen's exemption	$361,247 Land $26,953 Building $334,294	$361,247 Land $26,953 Building $334,294
2022	$5,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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