10216 Cap Rock Dr, Temple, TX 76502 Property Records

Bell County property record for 10216 Cap Rock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,721 sqft · built 2020
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$4,365 (2023)
Deeds & Mortgages	Feb 2026 Sale Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0922219872`

Property Details

APN / Parcel Number

Primary APN	`0922219872`
Alternative APNs	`483397` `206909`

Interior

Stories	1 Story
Building Area	1,721 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	206909
Street Address	10216 CAP ROCK DR
City	TEMPLE
State	TX
Zip	76502-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 004, LOT 0013, (SECTION I), ACRES .165 (SECTION I)
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Phase	4
Legal Block	4
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3009
Census Tract	20201

Owner

Source: Bell County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Distribution, Transfer
Apr 25, 2023	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Jan 31, 2020	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Jan 29, 2020	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2023
Deed Sale	Apr 25, 2023
Prior Sale	Apr 25, 2023
Deed Document Number	0000017218
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000008139
Record Updated	Jun 8, 2026

February 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BELL TX
Recording Date	Feb 23, 2026
Property Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000008139
Map Reference	PL 2018 NO 94
Instrument Date	Feb 19, 2026
Instrument	2026008139
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 25, 2023
Property Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000017218
Map Reference	DOC 2018-94
Instrument Date	Apr 21, 2023
Instrument	2023017218
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000017219
Date	Apr 25, 2023
Instrument	2023017219

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 10, 2020
Property Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000027751
Map Reference	DOC 2018-94
Instrument Date	Jun 9, 2020
Instrument	2020-00027751
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4353 W ADAMS AVE, 4353, TEMPLE, TX 76504-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000027752
Date	Jun 10, 2020
Instrument	2020-00027752

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jan 31, 2020
Property Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000004902
Instrument Date	Jan 29, 2020
Instrument	4902
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	10216 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000004903
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Mortgage

Document Number	0000004903
Date	Jan 31, 2020
Instrument	4903

Lender

Name	REGIONS BK
Type	Bank
Address	3773 RICHMOND AVE # 1100, HOUSTON, TX 77046-3722

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,400 (-4.89%) Land $30,546 Building $299,854	$330,400 (-4.89%) Land $30,546 Building $299,854
2023	$4,365.00 (-13.79%) Homeowner's exemption	$347,381 Land $26,953 Building $320,428	$347,381 Land $26,953 Building $320,428
2022	$5,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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