10229 Cap Rock Dr, Temple, TX 76502 Property Records

Bell County property record for 10229 Cap Rock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,711 sqft · built 2019
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$5,508 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0922219887`

Property Details

APN / Parcel Number

Primary APN	`0922219887`
Alternative APNs	`483402` `874129`

Interior

Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	874129
Street Address	10229 CAP ROCK DR
City	TEMPLE
State	TX
Zip	76502-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 005, LOT 0002, (SECTION I), ACRES .165 (SECTION I)
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Block	5
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3003
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LC
Sep 30, 2021	Gift Deed, Transfer
Apr 15, 2020	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Oct 31, 2019	Grant Deed, Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Oct 31, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020
Deed Sale	Apr 15, 2020
Prior Sale	Apr 15, 2020
Deed Document Number	0000018040
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000064146
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000000988
Date	Jan 9, 2024
Instrument	2024000988

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BELL TX
Recording Date	Sep 30, 2021
Property Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000064146
Map Reference	DOC 2018-94
Instrument Date	Sep 9, 2021
Instrument	2021064146
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 SANDY LN, 828, WEATHERFORD, TX 76088-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 15, 2020
Property Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000018040
Instrument Date	Apr 15, 2020
Instrument	18040
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	828 SANDY LN WEATHERFORD TX 760881803, WEATHERFORD, TX 76088-1803

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 31, 2019
Property Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000049973
Book / Page	011062 / 000686
Instrument Date	Oct 29, 2019
Instrument	49973
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Oct 31, 2019
Property Address	10229 CAP ROCK DR, TEMPLE, TX 76502-5897
Book / Page	011062 / 000690
Instrument Date	Oct 29, 2019
Instrument	49974
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Mortgage

Document Number	0000049974
Date	Oct 31, 2019
Book Page	011062/000690
Instrument	49974

Lender

Name	REGIONS BK
Type	Bank
Address	3773 RICHMOND AVE # 1100, HOUSTON, TX 77046-3722

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,508.00 (-10.44%) Homeowner's exemption	$341,020 Land $26,953 Building $314,067	$341,020 Land $26,953 Building $314,067
2022	$6,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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