10220 Cap Rock Dr, Temple, TX 76502 Property Records

Bell County property record for 10220 Cap Rock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,887 sqft · built 2020
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$250,600 (Jul 2020)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0922219869`

Property Details

APN / Parcel Number

Primary APN	`0922219869`
Alternative APNs	`483396` `100563`

Interior

Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10220 CAP ROCK DR
City	TEMPLE
State	TX
Zip	76502-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 004, LOT 0012, (SECTION I), ACRES .165
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Block	4
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3009
Census Tract	20201

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10220 CAP ROCK DR, TEMPLE, TX 76502-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Vendor's Lien, Transfer · Commercial Mortgage TEXAS FIRST STATE BANK
Jul 6, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202033144
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0000000338
Record Updated	Sep 20, 2026

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 3, 2020
Property Address	10220 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000000338
Map Reference	DOC 2018 PL 94
Instrument Date	Dec 31, 2019
Instrument	2020-00000338
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000339
Date	Jan 3, 2020
Instrument	2020-00000339

Lender

Name	TEXAS FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 6, 2020
Property Address	10220 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000033144
Map Reference	DOC 2018-94
Instrument Date	Jul 2, 2000
Instrument	2020-00033144
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10220 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000033145
Date	Jul 6, 2020
Instrument	2020-00033145

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,345.00 (+11.98%)	$350,615 (-6.67%) Land $26,953 Building $323,662	$350,615 (-6.67%) Land $26,953 Building $323,662
2023	$5,666.00 (-10.55%) Homeowner's exemption	$375,689 Land $26,953 Building $348,736	$375,689 Land $26,953 Building $348,736
2022	$6,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

Nearby Properties on Cap Rock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures