10213 Cap Rock Dr, Temple, TX 76502 Property Records

Bell County property record for 10213 Cap Rock Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 2020
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$6,961 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922219899`

Property Details

APN / Parcel Number

Primary APN	`0922219899`
Alternative APNs	`483406` `593880`

Interior

Stories	1 Story
Building Area	1,959 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	593880
Street Address	10213 CAP ROCK DR
City	TEMPLE
State	TX
Zip	76502-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 005, LOT 0006, (SECTION I), ACRES 0.165 (SECTION I)
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Block	5
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3003
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 28, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 24, 2020	Warranty Deed, Transfer FIRST NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	Dec 28, 2020
Deed Document Number	2022043530
Record Updated	Jun 7, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 8, 2022
Property Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000043530
Map Reference	DOC 2018-94
Instrument Date	Jul 7, 2022
Instrument	2022043530
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000043531
Date	Jul 8, 2022
Instrument	2022043531

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 28, 2020
Property Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000072038
Map Reference	DOC 2018-94
Instrument Date	Dec 16, 2020
Instrument	2020-00072038
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897

Mortgage

Document Number	0000072039
Date	Dec 28, 2020
Instrument	2020-00072039

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 24, 2020
Property Address	10213 CAP ROCK DR, TEMPLE, TX 76502-5897
Document Number	0000030675
Instrument Date	Jun 18, 2020
Instrument	30675
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	30676
Date	Jun 24, 2020
Instrument	30676

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,961.00 (-18.1%) Homeowner's exemption	$380,454 Land $26,953 Building $353,501	$380,454 Land $26,953 Building $353,501
2022	$8,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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