1022 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1022 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,555 sqft · built 1931
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jun 2020)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0391-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0391-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	691 sqft
Upper Floors Area	691 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	129 ft deep x 86 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1022 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTLEDGE AV 49.87X129.89 LT 54 PT 55 NPT 53 HERMANELSAESSER REALTY CO SUB PRS 391-392-444 CONS
Legal Subdivision	ELSAESSER REALTY CO SUB
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4003
Census Tract	9700

Owner

1022 Rutledge Ave is owned and occupied by an individual who bought it in June 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1022 RUTLEDGE AVE, CINCINNATI, OH 45205-2096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MTG
Mar 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Mar 28, 2018
Deed Document Number	2020-0052130
Deed Book / Page	14182 / 926
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2020
Property Address	1022 RUTLEDGE AVE, CINCINNATI, OH 45205-2096
Document Number	0000052130
Book / Page	014182 / 000926
Instrument Date	May 28, 2020
Instrument	52130
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 RUTLEDGE AVE CINCINNATI OH 452052096, CINCINNATI, OH 45205-2096

Mortgage

Document Number	52131
Date	Jun 4, 2020
Book Page	014182/000928
Instrument	52131

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 28, 2018
Property Address	1022 RUTLEDGE AVE, CINCINNATI, OH 45205-2096
Document Number	0000025498
Book / Page	013634 / 001515
Instrument Date	Mar 20, 2018
Instrument	25498
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3060 AUTUMN LEAF PKWY BATON ROUGE LA 708163815, BATON ROUGE, LA 70816-3815

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 28, 2018
Property Address	1022 RUTLEDGE AVE, CINCINNATI, OH 45205-2096
Document Number	0000007020
Map Reference	MB 33 PG 16
Instrument Date	Feb 8, 2018
Instrument	18-0017020
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3060 AUTUMN LEAF PKWY, BATON ROUGE, LA 70816-3815

Mortgage

Document Number	0000007021
Date	Feb 28, 2018
Instrument	18-0017021

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Rutledge Ave was $2,632, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00 (+3.13%)	$42,581 (+%) Land $5,967 Building $36,614
2024	$2,552.00 (-2.18%)	$42,580 (-) Land $5,967 Building $36,613
2023	$2,609.00 (-19.03%)	$42,580 (-9.82%) Land $5,967 Building $36,613	$121,660 Land $17,050 Building $104,610
2022	$3,222.00 Homeowner's exemption	$47,215 Land $6,776 Building $40,439
2020			$134,900 Land $19,360 Building $115,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1022 Rutledge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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