1011 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1011 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,579 sqft · built 1932
Lot Size	0.13 acres (5,663 sqft)
Owner	Owner Name on Record
Last Sale	$107,000 (Apr 2008)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0420-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0420-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,067 sqft
Attic	Attic
Attic Area	512 sqft
Basement Area	1,067 sqft

Exterior

Year Built	Built 1932
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1011 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTLEDGE AVE 44 X 140 IRRLOT 42 HERMAN ELSAESSER REALTY CO 2ND
Legal Subdivision	HERMAN ELSAESSER REALTY CO
Legal Lot Number	42
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4004
Census Tract	9700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1011 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 25, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2008 · Amount on Record
Deed Sale	Apr 16, 2008 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	153720
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1011 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149051
Date	Dec 13, 2021
Book Page	14562/1396
Instrument	2021-0149051

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1011 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097777
Date	Nov 7, 2019
Book Page	14040/00643
Instrument	2019-0097777

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1011 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000030173
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RUTLEDGE AVE CINCINNATI OH 452052021, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000030173
Date	Apr 5, 2017
Book Page	013389/002716
Instrument	30173

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (+3.12%)	$49,235 (-) Land $4,582 Building $44,653
2024	$2,946.00 (-2.22%)	$49,235 (-) Land $4,582 Building $44,653
2023	$3,013.00 (+36.21%)	$49,235 (+52.07%) Land $4,582 Building $44,653	$140,670 (+52.08%) Land $13,090 Building $127,580
2022	$2,212.00 Homeowner's exemption	$32,376 Land $4,554 Building $27,822
2020			$92,500 Land $13,010 Building $79,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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