1029 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1029 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,479 sqft · built 1931
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Oct 2016)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0440-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0440-00`
Alternative APN	`200765693`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	999 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	999 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1029 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	RUTLEDGE AVE 40 X 140 PT LOT 38 HERMAN ELSAESSER RTY CO 2ND SUB
Legal Subdivision	HERMAN ELSAESSER RTY CO 2ND SUB
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4004
Census Tract	9700

Owner

1029 Rutledge Ave is owned and occupied by an individual who bought it in October 2016.

Source: Hamilton County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on File
Deed Sale	Oct 27, 2016 · Amount on File
Prior Sale	Jun 11, 2002 · Amount on File
Deed Document Number	2016101678
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2026
Property Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000025409
Book / Page	15638 / 1285
Instrument Date	Apr 1, 2026
Instrument	202625409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000025409,
Date	Apr 6, 2026
Book Page	15638/1285
Instrument	202625409

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007287
Date	Feb 2, 2024
Book Page	15095/75
Instrument	2024-0007287

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060662
Date	Jun 17, 2022
Book Page	14691/1451
Instrument	2022-0060662

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1029 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000098015
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 RUTLEDGE AVE CINCINNATI OH 452052021, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000098015
Date	Nov 5, 2018
Book Page	013789/000533
Instrument	98015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Rutledge Ave was $2,457, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+3.15%)	$39,785 (-) Land $4,582 Building $35,203	$113,670 Land $13,090 Building $100,580
2024	$2,382.00 (-2.22%)	$39,785 (-) Land $4,582 Building $35,203
2023	$2,436.00 (+0.21%)	$39,785 (+11.71%) Land $4,582 Building $35,203	$113,670 Land $13,090 Building $100,580
2022	$2,431.00 Homeowner's exemption	$35,613 Land $4,550 Building $31,063
2020			$101,750 Land $13,000 Building $88,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1029 Rutledge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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