1015 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1015 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,567 sqft · built 1933
Lot Size	0.158 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 2018)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0418-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0418-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,067 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,926 sqft (0.158 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1015 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTLEDGE AVE 50 X 140 LOT 41 PT 40 HERMAN ELSAESSER RLTY CO 2ND SUBPARS 418-419 CONS
Legal Subdivision	RLTY CO 2ND SUB
Legal Lot Number	41
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4004
Census Tract	9700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 12, 2020	Deed of Trust, Mortgage UNION SVGS
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jul 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jul 21, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	18-0056405
Deed Book / Page	013701 / 000022
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126396
Date	Oct 19, 2021
Book Page	14526/434
Instrument	2021-0126396

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000026867
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RUTLEDGE AVE CINCINNATI OH 452052021, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000026867
Date	Mar 19, 2020
Book Page	014128/000477
Instrument	26867

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 2, 2018
Property Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000056405
Book / Page	013701 / 000022
Instrument Date	Jun 27, 2018
Instrument	56405
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 RUTLEDGE AVE CINCINNATI OH 452052021, CINCINNATI, OH 45205-2021

Mortgage

Document Number	56406
Date	Jul 2, 2018
Book Page	013701/000024
Instrument	56406

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2017
Property Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000065346
Book / Page	013462 / 001569
Instrument Date	Jul 13, 2017
Instrument	65346
Transaction Type	Foreclosure
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10921 REED HARTMAN HWY #311 BLUE ASH OH 452422849, 311, BLUE ASH, OH 45242-2849
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2017
Property Address	1015 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000065949
Book / Page	013464 / 000830
Instrument Date	Jul 12, 2017
Instrument	65949
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3613 KENDALL AVE CINCINNATI OH 452081110, CINCINNATI, OH 45208-1110

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,162.00 (+3.13%)	$51,219 (+%) Land $5,589 Building $45,630
2024	$3,066.00 (-2.23%)	$51,218 (-) Land $5,589 Building $45,629
2023	$3,136.00 (-4.16%)	$51,218 (+6.82%) Land $5,589 Building $45,629	$146,340 (+6.82%) Land $15,970 Building $130,370
2022	$3,272.00 Homeowner's exemption	$47,950 Land $5,551 Building $42,399
2020			$137,000 Land $15,860 Building $121,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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