1019 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1019 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1933
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2026)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0072-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0072-00`
Alternative APN	`0092242`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	754 sqft
2nd Floor Area	754 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	140 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1019 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1019 RUTLEDGE AV 43X140 PTS LOT 39-40 ELSAESSER 2ND SUB PAR 72-446 CON
Legal Subdivision	ELSAESSER 2ND SUB
Legal Lot Number	39-40
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4004
Census Tract	9700

Owner

Source: Hamilton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY CAPITAL SERVICES LLC
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage LCNB NATIONAL BANK
Aug 22, 2022	Intrafamily Transfer, Transfer
Apr 16, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	202632862
Deed Book / Page	15656 / 1189
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000081002
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 30, 2026
Property Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000032862
Book / Page	15656 / 1189
Instrument Date	Apr 27, 2026
Instrument	2026.32862
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000032863,
Date	Apr 30, 2026
Instrument	2026..32863

Lender

Name	LIBERTY CAPITAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000027914
Book / Page	15644 / 489
Instrument Date	Apr 3, 2026
Instrument	202627914
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000027914,
Date	Apr 14, 2026
Book Page	15644/489
Instrument	202627914

Lender

Name	LCNB NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2027

Interest

Rate Type	Balloon
Rate	6%
Initial Type	Balloon
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2022
Property Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000081002
Book / Page	14735 / 1303
Map Reference	MB 33 PG 16&17
Instrument Date	Aug 18, 2022
Instrument	2022-0081002
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 16, 2019
Property Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021
Document Number	0000028245
Book / Page	13897 / 00390
Map Reference	MB 33 PG 16&17
Instrument Date	Apr 8, 2019
Instrument	2019-0028245
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ASH TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 RUTLEDGE AVE, CINCINNATI, OH 45205-2021

Mortgage

Document Number	0000028246
Date	Apr 16, 2019
Instrument	2019-0028246

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,756.00 (+3.02%)	$60,873 (+%) Land $4,806 Building $56,067	$173,920 (-) Land $13,730 Building $160,190
2024	$3,646.00 (-2.12%)	$60,871 (-) Land $4,805 Building $56,066
2023	$3,725.00 (+29.88%)	$60,871 (+44.93%) Land $4,805 Building $56,066	$173,920 (+44.93%) Land $13,730 Building $160,190
2022	$2,868.00 Homeowner's exemption	$42,000 Land $4,774 Building $37,226
2020			$120,000 Land $13,640 Building $106,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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