1012 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1012 Elgin Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1919
Lot Size0.055 acres (2,429 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Sep 1996)
Tax Bill$8,655 (2024)
Flood ZoneZone AE (high risk)
APN00005220-000000

Property Details

APN / Parcel Number

Primary APN00005220-000000
Alternative APNs
  • 01010100005220000000
  • 1005401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
AtticAttic
Attic Area744 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 2006
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,429 sqft (0.055 acres)

Exterior Amenities

PorchOpen Porch
Porch Area216 sqft
Patio Area480 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1005401
Old Parcel Number01010100005220000000
Street Address1012 ELGIN LN
CityKEY WEST
StateFL
Zip33040-6946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 3 SQR 32 OR255-537/38 OR350-585/87 OR1244-1445/52 OR1251-2422/25 OR1253-465/66 OR1253-467/68 OR1253-469/70
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 32
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3002
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 ESCHLEY RD, SAINT MARYS, PA 15857-3128
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1996 · Amount on Record
Deed SaleSep 1, 1996 · Amount on Record
Deed Document Number0014231618
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,110,742 (+5.43%) Land $920,075 Building $190,667$1,110,742 (+5.43%) Land $920,075 Building $190,667
2024$8,655.00 (+10.64%)
2023$7,823.00 (+16.5%)$1,053,509 (+25.86%) Land $872,254 Building $181,255$1,053,509 (+25.86%) Land $872,254 Building $181,255
2022$6,715.00$837,080 Land $646,539 Building $190,541$837,080 Land $646,539 Building $190,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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