10215 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10215 Ebb Tide Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,902 sqft · built 2005
Lot Size	0.138 acres (6,023 sqft)
Owner	Individual Name on Record
Last Sale	$559,389 (Aug 2004)
Tax Bill	$9,164 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-574262`

Property Details

APN / Parcel Number

Primary APN	`06-574262`
Alternative APN	`574262`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,902 sqft Total Area
Basement Area	970 sqft
Finished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,023 sqft (0.138 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	574262
Street Address	10215 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 74 6023 SQ 10215 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	74
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXTMARK FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit NEXTMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2004 · Amount on Record
Deed Sale	Aug 13, 2004 · Amount on Record
Deed Document Number	200448852
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870

Mortgage

Document Number	0218340328
Date	Dec 27, 2022
Book Page	21834/328

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870

Mortgage

Document Number	0196410026
Date	Aug 20, 2020
Book Page	19641/26

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10215 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196420181
Date	Aug 20, 2020
Book Page	19642/181

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,164.00 (-3.16%) Homeowner's exemption	$704,233 (+7.62%)	$803,900 (+22.85%) Land $254,600 Building $549,300
2025	$9,463.00 (+59.69%) Homeowner's exemption	$654,400 (+15.01%) Land $179,600 Building $474,800	$654,400 (-) Land $179,600 Building $474,800
2023		$569,000	$654,400 Land $179,600 Building $474,800
2022	$5,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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