Howard County property record for 10223 Ebb Tide Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,006 sqft · built 2005 |
| Lot Size | 0.165 acres (7,170 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (May 2010) |
| Tax Bill | $9,470 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-574289 |
| Primary APN | 06-574289 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,006 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,170 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 574289 |
|---|---|
| Street Address | 10223 EBB TIDE LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 76 7170 SQ 10223 EBB TIDE LN EMERSON S2 PH 4 KEY PROP |
| Legal Subdivision | EMERSON SEC 02 PH 04 |
| Legal Phase | 4 |
| Legal Lot Number | 76 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
10223 Ebb Tide Ln is owner-occupied and held in a trust since May 2010.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10223 EBB TIDE LN, LAUREL, MD 20723-5870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2010 · Amount on File |
| Deed Sale | May 7, 2010 · Amount on File |
| Prior Sale | Aug 18, 2004 · Amount on File |
| Deed Document Number | 20106974 |
| Deed Book / Page | 12443 / 417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10223 EBB TIDE LN, LAUREL, MD 20723-5870 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0192860390 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 19286/390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 10223 Ebb Tide Ln was $9,470 with a homeowner's exemption, down 0.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,470.00 (-0.71%) Homeowner's exemption | $686,700 (+7.62%) | $783,900 (+22.85%) Land $259,700 Building $524,200 |
| 2025 | $9,538.00 Homeowner's exemption | $638,100 Land $184,700 Building $453,400 | $638,100 Land $184,700 Building $453,400 |
| 2023 | $564,167 | $638,100 Land $184,700 Building $453,400 | |
| 2022 | $5,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10223 Ebb Tide Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10223 Ebb Tide Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures