10204 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10204 Ebb Tide Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,064 sqft · built 2005
Lot Size	0.156 acres (6,785 sqft)
Owner	2 Trust Names on Record
Last Sale	$582,350 (Mar 2005)
Tax Bill	$10,328 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-574386`

Property Details

APN / Parcel Number

Primary APN	`06-574386`
Alternative APN	`574386`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,064 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,785 sqft (0.156 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	574386
Street Address	10204 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 85 6785 SQ 10204 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	85
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10204 EBB TIDE LN, LAUREL, MD 20723-5869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2005 · Amount on Record
Deed Sale	Mar 7, 2005 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	200555484
Deed Book / Page	9026 / 209
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10204 EBB TIDE LN, LAUREL, MD 20723-5869
Document Number	0180020476
Book / Page	018002 / 000476
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10204 EBB TIDE LN LAUREL MD 207235869, LAUREL, MD 20723-5869

Mortgage

Document Number	0180020476
Date	Jan 8, 2018
Book Page	018002/000476

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,328.00 (+7.56%)	$672,900 (+7.7%)	$769,100 (+23.1%) Land $258,000 Building $511,100
2025	$9,602.00 (+65.18%)	$624,800 (+13.09%) Land $183,000 Building $441,800	$624,800 (-) Land $183,000 Building $441,800
2023		$552,467	$624,800 Land $183,000 Building $441,800
2022	$5,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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