10207 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10207 Ebb Tide Ln, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,674 sqft · built 2005
Lot Size	0.139 acres (6,069 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jun 2021)
Tax Bill	$9,877 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-574246`

Property Details

APN / Parcel Number

Primary APN	`06-574246`
Alternative APN	`574246`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,674 sqft Total Area
Basement Area	948 sqft
Finished Basement	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,069 sqft (0.139 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	574246
Street Address	10207 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 6069 SQ 10207 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	72
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records · APN 06-574246

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10207 EBB TIDE LN, LAUREL, MD 20723-5870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 01, 2021	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2021 · Amount on Record
Deed Sale	Jun 01, 2021 · Amount on Record
Prior Sale	Oct 06, 2015 · Amount on Record
Deed Book / Page	20604 / 458
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10207 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206040488
Date	Jun 01, 2021
Book Page	20604/488

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 01, 2021
Property Address	10207 EBB TIDE LN, LAUREL, MD 20723-5870
Document Number	0206040458
Book / Page	20604 / 458
Map Reference	PL 16076-16079
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 09, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$12,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10207 EBB TIDE LN, LAUREL, MD 20723-5870

Mortgage

Document Number	20604466
Date	Jun 01, 2021
Instrument	20604/466

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,400 (+7.65%)	$792,000 (+22.96%) Land $254,800 Building $537,200
2025	$9,877.00 (+66.06%)	$644,100 (+13.62%) Land $179,800 Building $464,300	$644,100 (-) Land $179,800 Building $464,300
2023		$566,900	$644,100 Land $179,800 Building $464,300
2022	$5,948.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 644 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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