10219 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10219 Ebb Tide Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,878 sqft · built 2005
Lot Size	0.134 acres (5,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2012)
Tax Bill	$8,333 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-574270`

Property Details

APN / Parcel Number

Primary APN	`06-574270`
Alternative APN	`574270`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,878 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,834 sqft (0.134 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	574270
Street Address	10219 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 75 5834 SQ 10219 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	75
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10219 EBB TIDE LN, LAUREL, MD 20723-5870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2012 · Amount on Record
Deed Sale	Sep 6, 2012 · Amount on Record
Prior Sale	Oct 6, 2004 · Amount on Record
Deed Book / Page	14269 / 80
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10219 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	LANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 EBB TIDE LN, LAUREL, MD 20723-5870

Mortgage

Document Number	0209460425
Date	Sep 24, 2021
Book Page	20946/425

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10219 EBB TIDE LN, LAUREL, MD 20723-5870
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10219 EBB TIDE LN, LAUREL, MD 20723-5870

Mortgage

Document Number	0196430148
Date	Aug 21, 2020
Book Page	19643/148

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,333.00 (-8.44%) Homeowner's exemption	$709,000 (+7.6%)	$809,200 (+22.81%) Land $253,700 Building $555,500
2025	$9,101.00 (+61.48%) Homeowner's exemption	$658,900 (+19.07%) Land $178,700 Building $480,200	$658,900 (-) Land $178,700 Building $480,200
2023		$553,367	$658,900 Land $178,700 Building $480,200
2022	$5,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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