10200 Ebb Tide Ln, Laurel, MD 20723 Property Records

Howard County property record for 10200 Ebb Tide Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,618 sqft · built 2005
Lot Size	0.166 acres (7,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2018)
Tax Bill	$8,740 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-574394`

Property Details

APN / Parcel Number

Primary APN	`06-574394`
Alternative APN	`574394`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,618 sqft Total Area
Basement Area	978 sqft
Finished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,210 sqft (0.166 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	574394
Street Address	10200 EBB TIDE LN
City	LAUREL
State	MD
Zip	20723-5869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 86 7210 SQ 10200 EBB TIDE LN EMERSON S2 PH 4 KEY PROP
Legal Subdivision	EMERSON
Legal Phase	4
Legal Lot Number	86
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10200 EBB TIDE LN, LAUREL, MD 20723-5869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 10, 2018	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Jun 14, 2005 · Amount on Record
Deed Book / Page	18266 / 41
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10200 EBB TIDE LN, LAUREL, MD 20723-5869
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	REALTY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190070389
Date	Nov 12, 2019
Book Page	19007/389

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 10, 2018
Property Address	10200 EBB TIDE LN, LAUREL, MD 20723-5869
Document Number	0182660041
Book / Page	18266 / 041
Map Reference	PL16609 SH4
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REALTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 EBB TIDE LN, LAUREL, MD 20723-5869

Mortgage

Document Number	0001826648
Date	Jul 10, 2018
Instrument	18266/48

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,740.00 (-6.55%) Homeowner's exemption	$717,933 (+7.77%)	$821,400 (+23.3%) Land $259,900 Building $561,500
2025	$9,353.00 (+60.65%) Homeowner's exemption	$666,200 (+17.54%) Land $184,900 Building $481,300	$666,200 (-) Land $184,900 Building $481,300
2023		$566,800	$666,200 Land $184,900 Building $481,300
2022	$5,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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