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1020 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1020 Loretta Ln, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,616 sqft · built 2021
Lot Size0.29 acres (12,624 sqft)
Owner2 Individual Names on Record
Last Sale$331,500 (Mar 2022)
Tax Bill$3,151 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-105-C-062

Property Details

APN / Parcel Number

Primary APN7-105-C-062
Alternative APNs
  • 100277
  • 80022

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,616 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,624 sqft (0.29 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number100277
Street Address1020 LORETTA LN
CityNEW BERN
StateNC
Zip28562-0010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 LAKE VIEW PH III
Legal PhaseIII
Legal Lot Number62
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group2
Census Block2033
Census Tract961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 LORETTA LN, NEW BERN, NC 28562-0010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Deed Document Number202210094245
Deed Book / Page3718 / 1657
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMar 29, 2022
Property Address1020 LORETTA LN, NEW BERN, NC 28562-0010
Document Number03718/1657
Book / Page3718 / 1657
Map ReferenceCAB I SL 180-D&E
Instrument DateMar 15, 2022
Instrument10094245
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$663.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number0037181660
DateMar 29, 2022
Instrument3718/1660
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,151.00 (+3.52%)$356,080 (-) Land $35,000 Building $321,080$356,080 (-) Land $35,000 Building $321,080
2025$3,044.00 (+1.6%)$356,080 (-) Land $35,000 Building $321,080$356,080 (-) Land $35,000 Building $321,080
2023$2,996.00 (+79.72%)$356,080 (+130.85%) Land $35,000 Building $321,080$356,080 (+130.85%) Land $35,000 Building $321,080
2022$1,667.00$154,250 Land $42,500 Building $111,750
2018$154,250 Land $42,500 Building $111,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 212 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies212 in force
Nearby Flood Claims16 (2011–2026)
Claims Outside the SFHA3 of 16
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Brightspeed
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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