1017 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1017 Loretta Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 2022
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Last Sale	$347,500 (Oct 2022)
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-077`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-077`
Alternative APNs	`110813` `80022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,065 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	110813
Street Address	1017 LORETTA LN
City	NEW BERN
State	NC
Zip	28562-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 LAKE VIEW PH III
Legal Phase	III
Legal Lot Number	77
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1017 LORETTA LN, NEW BERN, NC 28562-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 18, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	0037441622
Deed Book / Page	3744 / 1622
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1017 LORETTA LN, NEW BERN, NC 28562-0010
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 RAMSEY RD F, F, JACKSONVILLE, NC 28546-9484

Mortgage

Document Number	003716/837
Date	Mar 10, 2022
Book Page	3716/837
Instrument	10093276

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 18, 2022
Property Address	1017 LORETTA LN, NEW BERN, NC 28562-0010
Document Number	03744/1622
Book / Page	3744 / 1622
Map Reference	CAB I SL 180-D&E
Instrument Date	Oct 14, 2022
Instrument	10104644
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	0037441625
Date	Oct 18, 2022
Instrument	3744/1625

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00 (+1.6%)	$333,570 (-) Land $35,000 Building $298,570	$333,570 (-) Land $35,000 Building $298,570
2023	$2,811.00 (+960.75%)	$333,570 (+1,208.12%) Land $35,000 Building $298,570	$333,570 (+1,208.12%) Land $35,000 Building $298,570
2022	$265.00	$25,500 Land $25,500
2018			$25,500 Land $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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