1019 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1019 Loretta Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2021
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Sep 2022)
Tax Bill	$2,747 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-076`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-076`
Alternative APNs	`80022` `62146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	62146
Street Address	1019 LORETTA LN
City	NEW BERN
State	NC
Zip	28562-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 LAKE VIEW PH III
Legal Subdivision	LAKE VIEW SUBDIVISION
Legal Phase	III
Legal Lot Number	76
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

1019 Loretta Ln is owned and occupied by two individuals who bought it in September 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 LORETTA LN, NEW BERN, NC 28562-0010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage PROPONENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Deed Document Number	202210103287
Deed Book / Page	3741 / 1144
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1019 LORETTA LN, NEW BERN, NC 28562-0010
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003792/125
Date	Mar 15, 2024
Book Page	3792/125
Instrument	10123793

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	536 WASHINGTON AVE, NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 19, 2022
Property Address	1019 LORETTA LN, NEW BERN, NC 28562-0010
Document Number	03741/1144
Book / Page	3741 / 1144
Map Reference	CAB I PG 180
Instrument Date	Sep 14, 2022
Instrument	10103287
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	0037411147
Date	Sep 19, 2022
Instrument	3741/1147

Lender

Name	PROPONENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

Tax Assessment & Valuation

The 2026 property tax bill for 1019 Loretta Ln was $2,747, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,747.00 (+3.5%)	$309,350 (-) Land $35,000 Building $274,350	$309,350 (-) Land $35,000 Building $274,350
2025	$2,654.00	$309,350 Land $35,000 Building $274,350	$309,350 Land $35,000 Building $274,350
2023	$2,465.00 (+321.37%)	$291,600 (+478.23%) Land $35,000 Building $256,600	$291,600 Land $35,000 Building $256,600
2022	$585.00	$50,430 Land $30,000 Building $20,430
2018			$50,430 Land $30,000 Building $20,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1019 Loretta Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Loretta Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loretta Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures