1022 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1022 Loretta Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2020
Lot Size	0.311 acres (13,555 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Apr 2022)
Tax Bill	$2,343 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-063`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-063`
Alternative APNs	`100452` `80022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,555 sqft (0.311 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	100452
Street Address	1022 LORETTA LN
City	NEW BERN
State	NC
Zip	28562-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 LAKE VIEW PH III
Legal Subdivision	LAKE VIEW SUBDIVISION PHASE 3
Legal Phase	III
Legal Lot Number	63
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

1022 Loretta Ln is owned and occupied by an individual who bought it in April 2022.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1022 LORETTA LN, NEW BERN, NC 28562-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202210094484
Deed Book / Page	3719 / 774
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 1, 2022
Property Address	1022 LORETTA LN, NEW BERN, NC 28562-0010
Document Number	003719/774
Book / Page	3719 / 774
Map Reference	CAB I SL 180-D&E
Instrument Date	Mar 15, 2022
Instrument	10094484
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 RAMSEY RD, 754, JACKSONVILLE, NC 28546-9483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	0003719777
Date	Apr 1, 2022
Instrument	3719/777

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1022 Loretta Ln was $2,343, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,343.00 (+3.49%)	$262,630 (-) Land $35,000 Building $227,630	$262,630 (-) Land $35,000 Building $227,630
2025	$2,264.00	$262,630 Land $35,000 Building $227,630	$262,630 Land $35,000 Building $227,630
2023	$2,226.00 (+65.75%)	$262,630 (+113.24%) Land $35,000 Building $227,630	$262,630 Land $35,000 Building $227,630
2022	$1,343.00	$123,160 Land $42,500 Building $80,660
2018			$123,160 Land $42,500 Building $80,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1022 Loretta Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Loretta Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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