1014 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1014 Loretta Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,462 sqft · built 2021
Lot Size	0.392 acres (17,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Apr 2022)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-059`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-059`
Alternative APNs	`101081` `80022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,070 sqft (0.392 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	101081
Street Address	1014 LORETTA LN
City	NEW BERN
State	NC
Zip	28562-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 LAKE VIEW PH III
Legal Subdivision	LAKE VIEW SUBDIVISION PHASE 3
Legal Phase	III
Legal Lot Number	59
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 LORETTA LN, NEW BERN, NC 28562-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	202210095179
Deed Book / Page	3721 / 186
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 13, 2022
Property Address	1014 LORETTA LN, NEW BERN, NC 28562-0010
Document Number	003721/186
Book / Page	3721 / 186
Map Reference	CAB I SL 180D&E
Instrument Date	Apr 5, 2022
Instrument	10095179
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 RAMSEY RDF, 754, JACKSONVILLE, NC 28546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	0003721189
Date	Apr 13, 2022
Instrument	3721/189

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00 (+3.5%)	$340,250 (-) Land $35,000 Building $305,250	$340,250 (-) Land $35,000 Building $305,250
2025	$2,912.00 (+1.61%)	$340,250 (-) Land $35,000 Building $305,250	$340,250 (-) Land $35,000 Building $305,250
2023	$2,866.00 (+56.02%)	$340,250 (+99.5%) Land $35,000 Building $305,250	$340,250 (+99.5%) Land $35,000 Building $305,250
2022	$1,837.00	$170,550 Land $42,500 Building $128,050
2018			$170,550 Land $42,500 Building $128,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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