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1008 18th St, Key West, FL 33040 Property Records

Monroe County property record for 1008 18th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,161 sqft · built 1968
Lot Size0.138 acres (6,026 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2005)
Tax Bill$2,228 (2024)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00056340-000000

Property Details

APN / Parcel Number

Primary APN00056340-000000
Alternative APNs
  • 01010100056340000000
  • 1056871

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,026 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area196 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1056871
Old Parcel Number01010100056340000000
Street Address1008 18TH ST
CityKEY WEST
StateFL
Zip33040-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 2 KW PB5-125 PEARLMAN ESTATES THIRD ADDITION OR404-561/562 OR2004-1751L/E OR2149-395
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES THIRD ADDITION
Legal Block2
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2001
Census Tract971900

Owner

1008 18th St is owned and occupied by two individuals who bought it in September 2005.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1008 18TH ST, KEY WEST, FL 33040-4206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2005 · Amount on File
Deed SaleSep 7, 2005 · Amount on File
Prior SaleMay 14, 2004
Deed Document Number1539930
Deed Book / Page2149 / 0395
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 1, 2018
Property Address1008 18TH ST, KEY WEST, FL 33040-4206
Document Number0028892061
Book / Page002889 / 002061
Instrument DateJan 26, 2018
Instrument2153506
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 NORTHSIDE DR KEY WEST FL 330404252, KEY WEST, FL 33040-4252

Mortgage

Document Number28892063
DateFeb 1, 2018
Book Page002889/002063
Instrument2153507
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 31, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,167$687,125 Land $497,145 Building $189,980
2024$2,228.00 (+2.15%)
2023$2,181.00 (+4.76%) Homeowner's exemption$246,415 (+3%)$704,588 (+20.17%) Land $548,366 Building $156,222
2022$2,082.00 Homeowner's exemption$239,238$586,321 Land $427,846 Building $158,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1008 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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