10191 E Cross Roads Cir, Caledonia, MI 49316 Property Records

Kent County property record for 10191 E Cross Roads Cir, Caledonia, MI 49316

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,280 sqft · built 2018
Lot Size11.8 acres (518,227 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Oct 2024)
Tax Bill$5,611 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-23-33-104-029

Property Details

APN / Parcel Number

Primary APN41-23-33-104-029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,280 sqft Living Area
1st Floor Area1,264 sqft
Basement Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area518,227 sqft
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10191 E CROSS ROADS CIR
CityCALEDONIA
StateMI
Zip49316-9657
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal Description412333104029 UNIT 27 BLDG 8 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT
Legal SubdivisionTRAIL RIDGE CONDOMINIUM KENT COUNTY COND
Legal Unit27
JurisdictionKENT MI
Township / Civil DivisionCALEDONIA
Census Block Group3
Census Block3013
Census Tract14810

Owner

10191 E Cross Roads Cir, a condominium, is owned and occupied by an individual who bought it in October 2024.

Source: Kent County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address10191 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Oct 16, 2019Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Jun 26, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on File
Deed SaleOct 17, 2024 · Amount on File
Prior SaleOct 16, 2019 · Amount on File
Deed Document Number202458383
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address10191 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10191 E CROSS ROADS CIR 27, 27, CALEDONIA, MI 49316-9657

Mortgage

Document Number0000070089
DateOct 28, 2025
Instrument20251028-0070089
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2045

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateOct 16, 2019
Property Address10191 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Document Number0000079544
Instrument DateSep 27, 2019
Instrument79544
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$2,709.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7822 GOLF MEADOWS DR SE CALEDONIA MI 493168462, CALEDONIA, MI 49316-8462

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJun 26, 2018
Property Address10191 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Document Number0000048907
Instrument DateJun 20, 2018
Instrument48907
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 17, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,579.14
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10191 E CROSS ROADS CIR CALEDONIA MI 493169657, CALEDONIA, MI 49316-9657

Mortgage

Document Number48908
DateJun 26, 2018
Instrument48908
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2048
Interest
Rate TypeAdjustable Rate
Rate4.49%

Tax Assessment & Valuation

The 2025 property tax bill for 10191 E Cross Roads Cir was $5,611.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCaledonia Township
Unified School DistrictCaledonia Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,500 (-0.49%)$403,000 (-0.49%)
2025$5,611.00 Homeowner's exemption$202,500$405,000
2023$185,300$370,600
2021$4,813.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10191 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10191 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on E Cross Roads Cir

Nearby Streets

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