Kent County property record for 10199 E Cross Roads Cir, Caledonia, MI 49316
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,250 sqft · built 2017 |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Dec 2017) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-33-104-027 |
| Primary APN | 41-23-33-104-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10199 E CROSS ROADS CIR |
|---|---|
| City | CALEDONIA |
| State | MI |
| Zip | 49316-9657 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | 412333104027 UNIT 25 BLDG 7 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT |
| Legal Subdivision | TRAIL RIDGE CONDOMINIUM KENT COUNTY COND |
| Legal Unit | 25 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14810 |
10199 E Cross Roads Cir, a condominium, is owned and occupied by an individual who bought it in December 2017.
Source: Kent County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10199 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Dec 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on File |
| Deed Sale | Dec 6, 2017 · Amount on File |
| Prior Sale | Jun 2, 2017 · Amount on File |
| Deed Document Number | 2017101819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10199 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101405 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 20201028-0101405 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10199 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000017830 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 20200228-0017830 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Dec 6, 2017 |
| Property Address | 10199 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000101819 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 20171206-0101819 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2532 STATE ST240, 2532, GRAND RAPIDS, MI 49503 |
| Name | Verified Name |
|---|---|
| Address | 10199 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000101820 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 20171206-0101820 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 10199 E Cross Roads Cir was $2,787.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Caledonia Township |
| Unified School District | Caledonia Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,400 (-0.05%) | $372,800 (-0.05%) | |
| 2025 | $2,787.00 Homeowner's exemption | $186,500 | $373,000 |
| 2023 | $163,400 | $326,800 | |
| 2021 | $3,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10199 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10199 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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