Kent County property record for 10185 E Cross Roads Cir, Caledonia, MI 49316
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,280 sqft · built 2018 |
| Lot Size | 11.8 acres (518,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,500 (Mar 2023) |
| Tax Bill | $4,274 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-33-104-032 |
| Primary APN | 41-23-33-104-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 518,227 sqft (11.8 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10185 E CROSS ROADS CIR |
|---|---|
| City | CALEDONIA |
| State | MI |
| Zip | 49316-9657 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | 412333104032 UNIT 30 BLDG 8 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT |
| Legal Subdivision | TRAIL RIDGE CONDOMINIUM KENT COUNTY COND |
| Legal Unit | 30 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14810 |
10185 E Cross Roads Cir, a condominium, is owned and occupied by two individuals who bought it in March 2023.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 26, 2024 | Deed, Transfer |
| Mar 14, 2023 | Warranty Deed, Transfer GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC |
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| May 7, 2018 | Warranty Deed, Subdivision Related Transfer OTHER |
| Oct 10, 2017 | Warranty Deed, Transfer · Commercial Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on File |
| Deed Sale | Mar 14, 2023 · Amount on File |
| Prior Sale | May 7, 2018 · Amount on File |
| Deed Document Number | 202312948 |
| Prior Transfer Date | Nov 25, 2019 |
| Prior Transfer Doc | 0000095364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000002181 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 20260113-0002181 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000083119 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 20251222-0083119 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Feb 26, 2024 |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000009502 |
| Map Reference | DOC 20140626-0050196 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 20240226-0009502 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 14, 2023 |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000012948 |
| Map Reference | DOC 20140626-0050196 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 20230314-0012948 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,831.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Name | Verified Name |
|---|---|
| Address | 303 RHAPSODY PATH, THE VILLAGES, FL 32162-5118 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000001633 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 20220106-0001633 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | May 7, 2018 |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000034873 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 34873 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 24, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $2,579.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10185 E CROSS ROADS CIR CALEDONIA MI 493169657, CALEDONIA, MI 49316-9657 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 10, 2017 |
| Property Address | 10185 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000085519 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 20171010-0085519 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 252 STATE ST SE # SE240, 252, GRAND RAPIDS, MI 49503-4345 |
| Name | Verified Name |
|---|---|
| Address | 252 STATE ST SE STE 240, 240, GRAND RAPIDS, MI 49503-4345 |
| Document Number | 0000085520 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 20171010-0085520 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Feb 1, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10185 E Cross Roads Cir was $4,274.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Caledonia Township |
| Unified School District | Caledonia Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,300 (-0.86%) | $412,600 (-0.86%) | |
| 2025 | $4,274.00 Homeowner's exemption | $208,100 | $416,200 |
| 2023 | $182,600 | $365,200 | |
| 2021 | $6,945.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10185 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10185 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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