10197 E Cross Roads Cir, Caledonia, MI 49316 Property Records

Kent County property record for 10197 E Cross Roads Cir, Caledonia, MI 49316

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,284 sqft · built 2017
Owner2 Individual Names on File
Last Sale$294,900 (Jul 2018)
Tax Bill$3,447 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN41-23-33-104-028

Property Details

APN / Parcel Number

Primary APN41-23-33-104-028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,284 sqft Living Area
1st Floor Area1,264 sqft
Basement Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10197 E CROSS ROADS CIR
CityCALEDONIA
StateMI
Zip49316-9657
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal Description412333104028 UNIT 26 BLDG 7 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT
Legal SubdivisionTRAIL RIDGE CONDOMINIUM KENT COUNTY COND
Legal Unit26
JurisdictionKENT MI
Township / Civil DivisionCALEDONIA
Census Block Group3
Census Block3013
Census Tract14810

Owner

10197 E Cross Roads Cir, a condominium, is owned and occupied by two individuals who bought it in July 2018.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address10197 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GR CONSUMERS CU
Jun 9, 2017Warranty Deed, Construction Loan
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2018 · Amount on File
Deed SaleJul 6, 2018 · Amount on File
Prior SaleJun 9, 2017 · Amount on File
Deed Document Number201851738
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJul 6, 2018
Property Address10197 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Document Number0000051738
Instrument DateJul 2, 2018
Instrument51738
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,536.14
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10197 E CROSS ROADS CIR CALEDONIA MI 493169657, CALEDONIA, MI 49316-9657

Mortgage

Document Number51739
DateJul 6, 2018
Instrument51739
Lender
NameGR CONSUMERS CU
TypeCredit Union
AddressWYOMING, MI 49548
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 5, 2033

June 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJun 9, 2017
Property Address10197 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Document Number0000048915
Instrument DateJun 7, 2017
Instrument48915
Transaction TypeConstruction Loan
Record UpdatedJun 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address252 STATE ST SE #240 GRAND RAPIDS MI 495034345, 240, GRAND RAPIDS, MI 49503-4345

Tax Assessment & Valuation

The 2025 property tax bill for 10197 E Cross Roads Cir was $3,447.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCaledonia Township
Unified School DistrictCaledonia Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,300 (-0.82%)$410,600 (-0.82%)
2025$3,447.00 Homeowner's exemption$207,000$414,000
2023$181,600$363,200
2021$4,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10197 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10197 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on E Cross Roads Cir

Nearby Streets

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