Kent County property record for 10177 E Cross Roads Cir, Caledonia, MI 49316
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,226 sqft · built 2018 |
| Lot Size | 11.9 acres (519,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Oct 2021) |
| Tax Bill | $3,505 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-33-104-034 |
| Primary APN | 41-23-33-104-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,226 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 519,019 sqft (11.9 acres) |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10177 E CROSS ROADS CIR |
|---|---|
| City | CALEDONIA |
| State | MI |
| Zip | 49316-9657 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | 412333104034 UNIT 32 BLDG 9 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT |
| Legal Subdivision | TRAIL RIDGE CONDOMINIUM KENT COUNTY COND |
| Legal Unit | 32 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14810 |
10177 E Cross Roads Cir, a condominium, is owned and occupied by two individuals who bought it in October 2021.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10177 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| May 7, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Prior Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 2021114594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 20, 2021 |
| Property Address | 10177 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000114594 |
| Map Reference | DOC 20140626-0050196 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 20211020-0114594 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | NEXT DOOR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,053.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10177 E CROSS ROADS CIR, 10177, CALEDONIA, MI 49316-9657 |
| Name | Verified Name |
|---|---|
| Address | 4458 SUNRISE TRL, CALEDONIA, MI 49316-9270 |
| Document Number | 0000114596 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 20211020-0114596 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10177 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000086797 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 202009220086797 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10177 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072659 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 20200813-0072659 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | May 7, 2019 |
| Property Address | 10177 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657 |
| Document Number | 0000031381 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 31381 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,382.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10177 E CROSS ROADS CIR CALEDONIA MI 493169657, CALEDONIA, MI 49316-9657 |
| Document Number | 31382 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 31382 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 6, 2034 |
The 2025 property tax bill for 10177 E Cross Roads Cir was $3,505.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Caledonia Township |
| Unified School District | Caledonia Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,400 (+0.27%) | $368,800 (+0.27%) | |
| 2025 | $3,505.00 Homeowner's exemption | $183,900 | $367,800 |
| 2023 | $161,300 | $322,600 | |
| 2021 | $4,196.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10177 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10177 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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