Union County property record for 1019 Flat Rock Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,196 sqft Living Area |
| Lot Size | 40,685 sqft (0.934 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $57,000 (2017) |
| Tax Bill | $3,710.00 (2025) |
Source: Union County records · APN 09-072-103
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MTG ASSOC |
| Aug 27, 2018 | Trustee's Deed, Construction Loan · Building or Construction Mortgage SOUTH ST BK |
| Aug 24, 2018 | Deed of Trust, Mortgage SOUTH ST BK |
| Nov 07, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2017 · Amount on Record |
| Deed Sale | Nov 07, 2017 · Amount on Record |
| Deed Doc Number | 201732925 |
| Deed Book / Page | 7049 / 392 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8182882 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 8182/882 |
| Instrument | 35107 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 735545 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1019 FLAT ROCK DR MONROE NC 281100027, MONROE, NC 28110-0027 |
| Document Number | 735545 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 007355/000045 |
| Instrument | 10558 |
| Name | WHITLEY MTG ASSOC |
|---|---|
| Type | Mortgage Company |
| Address | MONROE, NC 28110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 27, 2018 |
| Property Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Book / Page | 007224 / 000463 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 24377 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1019 FLAT ROCK DR MONROE NC 28110, MONROE, NC 28110 |
| Document Number | 7224463 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 007224/000463 |
| Instrument | 24377 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 7267659 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1019 FLAT ROCK DR MONROE NC 281100027, MONROE, NC 28110-0027 |
| Document Number | 7267659 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 007267/000659 |
| Instrument | 31630 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 07, 2017 |
| Property Address | 1019 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 7049392 |
| Book / Page | 007049 / 000392 |
| Instrument Date | Nov 03, 2017 |
| Instrument | 32925 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $114.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3216 OGLETHORPE LN MONROE NC 281107867, MONROE, NC 28110-7867 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,710.00 (+27.19%) | $730,200 (+67.52%) Land $110,800 Building $619,400 | $730,200 (+67.52%) Land $110,800 Building $619,400 |
| 2023 | $2,917.00 | $435,900 Land $57,100 Building $378,800 | $435,900 Land $57,100 Building $378,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-072-103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,196 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 40,685 sqft (0.934 acres) |
| Garage Type | Attached Garage |
| Garage Area | 620 sqft Garage |
| Porch Area | 268 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1019 FLAT ROCK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #81 THE OAKS AT CAMDEN NORTH PHASE OPCO031 |
| Legal Subdivision | OAKS AT CAMDEN NORTH PHASE |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3077 |
| Census Tract | 20100 |
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