Union County property record for 1015 Flat Rock Dr, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3 ba · 2,478 sqft · built 2019 |
| Lot Size | 0.997 acres (43,429 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,500 (Jul 2019) |
| Tax Bill | $3,301 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-072-087 |
| Primary APN | 09-072-087 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,478 sqft Living Area |
| 1st Floor Area | 2,021 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 43,429 sqft (0.997 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1015 FLAT ROCK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0027 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #64 THE OAKS AT CAMDEN NORTH PHASE OPCO031 |
| Legal Subdivision | THE OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 20100 |
1015 Flat Rock Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 201920760 |
| Deed Book / Page | 7419 / 423 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1015 Flat Rock Dr was $3,301.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,600 (-) Land $111,200 Building $538,400 | $649,600 (-) Land $111,200 Building $538,400 | |
| 2025 | $3,301.00 | $649,600 Land $111,200 Building $538,400 | $649,600 Land $111,200 Building $538,400 |
| 2023 | $2,670.00 | $399,000 Land $57,400 Building $341,600 | $399,000 Land $57,400 Building $341,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1015 Flat Rock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Flat Rock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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