1018 Flat Rock Dr, Monroe, NC 28110 Property Records

Union County property record for 1018 Flat Rock Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	0.974 acres (42,427 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2019)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-072-086`

Property Details

APN / Parcel Number

Primary APN	`09-072-086`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	42,427 sqft (0.974 acres)

Location & Zoning

Street Address	1018 FLAT ROCK DR
City	MONROE
State	NC
Zip	28110-0027
Property Category	Other
Property Type	Other > Other Improved
Legal Description	#63 THE OAKS AT CAMDEN NORTH PHASE OPCO031
Legal Subdivision	THE OAKS AT CAMDEN NORTH PHASE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3078
Census Tract	20100

Owner

Source: Union County records · APN 09-072-086

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1018 FLAT ROCK DR, MONROE, NC 28110-0027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2019 · Amount on Record
Deed Sale	Nov 01, 2019 · Amount on Record
Deed Document Number	201933989
Deed Book / Page	7506 / 682
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1018 FLAT ROCK DR, MONROE, NC 28110-0027
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008376611
Date	Jan 19, 2022
Book Page	8376/611
Instrument	2274

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00 (+28.67%)	$836,300 (+69.46%) Land $111,000 Building $725,300	$836,300 (+69.46%) Land $111,000 Building $725,300
2023	$3,303.00	$493,500 Land $57,300 Building $436,200	$493,500 Land $57,300 Building $436,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.