1014 Flat Rock Dr, Monroe, NC 28110 Property Records

Union County property record for 1014 Flat Rock Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 2020
Lot Size	41,338 sqft (0.949 acres)
Occupancy	Owner Occupied
Last Sale	$55,000 (2019)
Tax Bill	$3,806.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-072-085`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	41,338 sqft (0.949 acres)

Location & Zoning

Street Address	1014 FLAT ROCK DR
City	MONROE
State	NC
Zip	28110-0027
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	#62 THE OAKS AT CAMDEN NORTH PHASE OPCO031
Legal Subdivision	THE OAKS AT CAMDEN
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3078
Census Tract	20100

Owner

Source: Union County records · APN 09-072-085

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1014 FLAT ROCK DR, MONROE, NC 28110-0027
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) TOWNEBANK MTG
Apr 09, 2019	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2019 · Amount on Record
Deed Sale	Apr 09, 2019 · Amount on Record
Deed Doc Number	20199020
Deed Book / Page	7346 / 20
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 29, 2020
Property Address	1014 FLAT ROCK DR, MONROE, NC 28110-0027
Document Number	7865834
Book / Page	007865 / 000834
Instrument Date	Oct 29, 2020
Instrument	44262
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1014 FLAT ROCK DR MONROE NC 281100027, MONROE, NC 28110-0027

Mortgage

Document Number	7865836
Date	Oct 29, 2020
Book Page	007865/000836
Instrument	44263

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 09, 2019
Property Address	1014 FLAT ROCK DR, MONROE, NC 28110-0027
Document Number	734620
Book / Page	007346 / 000020
Instrument Date	Apr 04, 2019
Instrument	9020
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 SNYDERS STORE RD WINGATE NC 281747720, WINGATE, NC 28174-7720

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+19.99%)	$749,000 (+58.05%) Land $110,900 Building $638,100	$749,000 (+58.05%) Land $110,900 Building $638,100
2023	$3,172.00	$473,900 Land $57,200 Building $416,700	$473,900 Land $57,200 Building $416,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1014 Flat Rock Dr, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Flat Rock Dr

Nearby Streets

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