Union County property record for 1007 Flat Rock Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,397 sqft Living Area |
| Lot Size | 40,249 sqft (0.924 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $649,000 (2025) |
| Tax Bill | $2,820.00 (2025) |
| Primary APN | 09-072-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,397 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 40,249 sqft (0.924 acres) |
| Garage Type | Attached Garage |
| Garage Area | 534 sqft Garage |
| Porch Area | 138 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1007 FLAT ROCK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #66 THE OAKS AT CAMDEN NORTH PHASE OPCO031 |
| Legal Subdivision | OAKS @ CAMDEN (THE) |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3077 |
| Census Tract | 20100 |
Source: Union County records · APN 09-072-089
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2025 | Warranty Deed, Transfer |
| Jan 04, 2024 | Warranty Deed, Transfer |
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2019 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Jan 04, 2024 · Amount on Record |
| Deed Doc Number | 202534446 |
| Deed Book / Page | 9275 / 576 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 29, 2025 |
| Property Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 0009275576 |
| Book / Page | 9275 / 576 |
| Map Reference | CAB N FILE 808-810 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 34446 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,298.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 04, 2024 |
| Property Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 0008835403 |
| Book / Page | 8835 / 403 |
| Map Reference | CAB N FILE 808-810 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,191.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1182 POPE RD, WADESBORO, NC 28170-6130 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 0008696759 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 8696/759 |
| Instrument | 9700 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 7783651 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 7783/651 |
| Instrument | 32853 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 0007314572 |
| Book / Page | 7314 / 572 |
| Map Reference | CAB N FILE 808-810 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 0003915 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2926 FOX DEN DR, 2926, MONROE, NC 28110-6991 |
| Name | Verified Name |
|---|---|
| Address | 1007 FLAT ROCK DR, MONROE, NC 28110-0027 |
| Document Number | 0000003916 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 0003916 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,820.00 (+17.5%) | $555,000 (+54.77%) Land $110,700 Building $444,300 | $555,000 (+54.77%) Land $110,700 Building $444,300 |
| 2023 | $2,400.00 | $358,600 Land $57,100 Building $301,500 | $358,600 Land $57,100 Building $301,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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