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1010 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1010 Elgin Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,164 sqft · built 1933
Lot Size0.1 acres (4,340 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Apr 2017)
Tax Bill$15,499 (2024)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00005270-000000

Property Details

APN / Parcel Number

Primary APN00005270-000000
Alternative APNs
  • 01010100005270000000
  • 1005452

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,164 sqft Living Area
1st Floor Area1,164 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,340 sqft (0.1 acres)
Garage TypeCarport
Garage Area121 sqft
CarportCarport
Carport Area121 sqft

Exterior Amenities

Pool Area164 sqft
PorchOpen Porch
Porch Area180 sqft
Patio Area1,224 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1005452
Street Address1010 ELGIN LN
CityKEY WEST
StateFL
Zip33040-6946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 3 SQR 32 OR289-357/58 OR348-543/44 OR1247-811/14 OR1301-1094/97 OR1351-2295/97 OR1406-506/08 OR2345-720 OR2376-366/68 OR2468-1305/07 OR2850-215/16
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionLOWES JOHN (SUB OF PT SQ 32)
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3002
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 18989, TAMPA, FL 33679-8989
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2017 · Amount on Record
Deed SaleApr 19, 2017 · Amount on Record
Prior SaleJun 3, 2010 · Amount on Record
Deed Document Number20172119536
Deed Book / Page2850 / 215
Prior Transfer DateFeb 5, 2008
Prior Transfer Doc0023450720
Record UpdatedOct 29, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 19, 2017
Property Address1010 ELGIN LN, KEY WEST, FL 33040-6946
Document Number0028500215
Book / Page002850 / 000215
Instrument DateApr 19, 2017
Instrument2119536
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11780 TAMPA GATEWAY BLVD TAMPA FL 33629, TAMPA, FL 33629

Mortgage

Document Number28500217
DateApr 19, 2017
Book Page002850/000217
Instrument2119537
Lender
NameUSAMERIBANK
TypeBank
AddressCLEARWATER, FL 33762
Agreement
AmountAmount Recorded
Term360 Months
DueApr 18, 2047
Interest
Rate TypeAdjustable Rate
Rate4.15%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,119,870 (+12.85%) Land $1,469,698 Building $650,172$2,119,870 (+12.85%) Land $1,469,698 Building $650,172
2024$15,499.00 (+9.18%)
2023$14,196.00 (+14.28%)$1,878,405 (+18.86%) Land $1,259,869 Building $618,536$1,878,405 (+18.86%) Land $1,259,869 Building $618,536
2022$12,422.00$1,580,287 Land $954,583 Building $625,704$1,580,287 Land $954,583 Building $625,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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