Hamilton County property record for 10188 E Lakeshore Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,739 sqft · built 1976 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,980 (Jul 2026) |
| Tax Bill | $5,155 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-08-103-070.000-018 |
| Primary APN | 29-14-08-103-070.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 4,650 sqft |
| 1st Floor Area | 2,739 sqft |
| Basement Area | 899 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 1,012 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10188 E LAKESHORE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-4147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 2, LOT 115 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | BRIAR CREEK SECTION 2 |
| Legal Lot Number | 115 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 111101 |
Source: Hamilton County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10188 E LAKESHORE DR, CARMEL, IN 46033-4147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Apr 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Deed Document Number | 202633774 |
| Prior Transfer Date | Apr 7, 2026 |
| Prior Transfer Doc | 0000014359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 27, 2026 |
| Property Address | 10188 E LAKESHORE DR, CARMEL, IN 46033-4147 |
| Document Number | 0000033774 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202633774 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10188 E LAKESHORE DR, CARMEL, IN 46033-4147 |
| Document Number | 0000033775, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202633775 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 8, 2026 |
| Property Address | 10188 E LAKESHORE DR, CARMEL, IN 46033-4147 |
| Document Number | 0000014359 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202614359 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10155 LOTHBURY CIR, FISHERS, IN 46037-8480 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,155.00 (+2.08%) | $498,900 (+10.25%) Land $166,700 Building $332,200 | $498,900 (+10.25%) Land $166,700 Building $332,200 |
| 2024 | $5,050.00 (+24.32%) | $452,500 (+18.02%) Land $166,700 Building $285,800 | $452,500 (+18.02%) Land $166,700 Building $285,800 |
| 2023 | $4,062.00 (-0.32%) Homeowner's exemption | $383,400 (+6.56%) Land $97,600 Building $285,800 | $383,400 (+6.56%) Land $97,600 Building $285,800 |
| 2022 | $4,075.00 Homeowner's exemption | $359,800 Land $97,600 Building $262,200 | $359,800 Land $97,600 Building $262,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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