10184 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10184 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,196 sqft · built 1976
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,500 (Aug 2025)
Tax Bill	$7,661 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-103-071.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-103-071.000-018`
Alternative APN	`1614080103071000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	2,196 sqft
2nd Floor Area	1,016 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Terrain	High
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10184 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 2, LOT 114
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	BRIAR CREEK SECTION 2
Legal Lot Number	114
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111101

Owner

Source: Hamilton County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	591 MONON BLVD, 227, CARMEL, IN 46032-2398
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Special Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Aug 7, 2018	Grant Deed, Transfer CUSTOM RECORING SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Oct 12, 2006 · Amount on Record
Deed Document Number	202535120
Prior Transfer Date	Aug 30, 2006
Prior Transfer Doc	0000061698
Record Updated	Jun 8, 2026

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 20, 2025
Property Address	10184 E LAKESHORE DR, CARMEL, IN 46033-4147
Document Number	0000035120
Map Reference	MB 5 PG 136-137
Instrument Date	Aug 19, 2025
Instrument	2025035120
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SUMMIT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 MONROE ST # 227, 227, INDIANAPOLIS, IN 46229

Mortgage

Document Number	0000035121
Date	Aug 20, 2025
Instrument	2025035121

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 7, 2018
Property Address	10184 E LAKESHORE DR, CARMEL, IN 46033-4147
Document Number	0000036212
Instrument Date	Jul 25, 2018
Instrument	36212
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CUSTOM RECORING SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10184 E LAKESHORE DR CARMEL IN 460334147, CARMEL, IN 46033-4147

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$416,300 (+8.55%) Land $166,700 Building $249,600	$416,300 (+8.55%) Land $166,700 Building $249,600
2024	$7,661.00 (+20.87%)	$383,500 (+21.98%) Land $166,700 Building $216,800	$383,500 (+21.98%) Land $166,700 Building $216,800
2023	$6,338.00 (+3.65%)	$314,400 (+6.04%) Land $97,600 Building $216,800	$314,400 (+6.04%) Land $97,600 Building $216,800
2022	$6,115.00	$296,500 Land $97,600 Building $198,900	$296,500 Land $97,600 Building $198,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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