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10181 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10181 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,628 sqft · built 1976
Lot Size0.419 acres (18,295 sqft)
Owner2 Owner Names on Record
Tax Bill$4,458 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-08-102-031.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-102-031.000-018
Alternative APN
  • 1614080102031000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,628 sqft Living Area
1st Floor Area1,428 sqft
2nd Floor Area1,200 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,295 sqft (0.419 acres)
Lot Dimensions131 ft deep x 150 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614080102031000
Street Address10181 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 2, LOT 91, IRREGULAR SHAPE
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionBRIAR CREEK SECTION TWO
Legal Block2
Legal Lot Number91
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3012
Census Tract111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address10181 E LAKESHORE DR, CARMEL, IN 46033-4122
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2008
Deed SaleJun 10, 2008
Prior SaleOct 25, 2002
Deed Document Number0000030377
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10181 E LAKESHORE DR, CARMEL, IN 46033-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069640
DateOct 1, 2020
Instrument2020069640
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$442,100 (+9.13%) Land $165,800 Building $276,300$442,100 (+9.13%) Land $165,800 Building $276,300
2024$4,458.00 (+27.66%)$405,100 (+20.46%) Land $165,800 Building $239,300$405,100 (+20.46%) Land $165,800 Building $239,300
2023$3,492.00 (-2.38%) Homeowner's exemption$336,300 (+6.22%) Land $97,000 Building $239,300$336,300 (+6.22%) Land $97,000 Building $239,300
2022$3,577.00$316,600 Land $97,000 Building $219,600$316,600 Land $97,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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