10185 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 10185 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,117 sqft · built 1976
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (May 2021)
Tax Bill$5,076 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-14-08-102-030.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-102-030.000-018
Alternative APN
  • 1614080102030000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,117 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area1,132 sqft
Basement Area831 sqft
Finished Basement625 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614080102030000
Street Address10185 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 2, LOT 90
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionBRIAR CRK SEC 2
Legal Block2
Legal Lot Number90
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3012
Census Tract111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10185 E LAKESHORE DR, CARMEL, IN 46033-4122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
LANGDON MORTGAGE COMPANY INC
Oct 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 14, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
V I P MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleAug 14, 2020
Deed Document Number2021038687
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 24, 2021
Property Address10185 E LAKESHORE DR, CARMEL, IN 46033-4122
Document Number0000038687
Map ReferenceMB 5 PG 136-137
Instrument DateMay 21, 2021
Instrument2021038687
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10185 E LAKESHORE DR, CARMEL, IN 46033-4122

Mortgage

Document Number0000038688
DateMay 24, 2021
Instrument2021038688
Lender
NameLANGDON MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10185 E LAKESHORE DR, CARMEL, IN 46033-4122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046758
DateOct 4, 2018
Instrument2018046758
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2033

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateAug 14, 2020
Property Address10185 E LAKESHORE DR, CARMEL, IN 46033-4122
Document Number2020054918
Map ReferenceMB 5 PG 136&137
Instrument DateJul 17, 2020
Instrument2020054918
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyTRADEMARK TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10185 E LAKEEHORE DR, GAS CITY, IN 46933

Mortgage

Document Number2020054919
DateAug 14, 2020
Instrument2020054919
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499,300 (+28.82%) Land $161,600 Building $337,700$499,300 (+28.82%) Land $161,600 Building $337,700
2024$5,076.00 (+23.59%)
2023$4,107.00 (-0.39%) Homeowner's exemption$387,600 (+6.66%) Land $94,600 Building $293,000$387,600 (+6.66%) Land $94,600 Building $293,000
2022$4,123.00 Homeowner's exemption$363,400 Land $94,600 Building $268,800$363,400 Land $94,600 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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