Hamilton County property record for 10221 E Lakeshore Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,506 sqft · built 1976 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,692 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-08-102-027.000-018 |
| Primary APN | 29-14-08-102-027.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,506 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| 2nd Floor Area | 1,214 sqft |
| Basement Area | 1,214 sqft |
| Finished Basement | 910 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1614080102027000 |
|---|---|
| Street Address | 10221 E LAKESHORE DR |
| City | CARMEL |
| State | IN |
| Zip | 46033-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR CREEK, SECTION 2, LOT 87 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | CARMEL BRIAR CREEK |
| Legal Block | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 111101 |
10221 E Lakeshore Dr is owner-occupied and held in a trust since May 2022.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10221 E LAKESHORE DR, CARMEL, IN 46033-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 19, 2010 |
| Deed Sale | May 19, 2010 |
| Prior Sale | May 19, 2010 · Amount on File |
| Deed Document Number | 0000022001 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0000026578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10221 E LAKESHORE DR, CARMEL, IN 46033-4124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001556 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021001556 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 27, 2022 |
| Property Address | 10221 E LAKESHORE DR, CARMEL, IN 46033-4124 |
| Document Number | 0000026578 |
| Map Reference | MB 5 PG 136 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2022026578 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10221 E LAKESHORE DR, CARMEL, IN 46033-4124 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $557,700 (+10.68%) Land $162,500 Building $395,200 | $557,700 (+10.68%) Land $162,500 Building $395,200 | |
| 2024 | $5,692.00 (+21.13%) | $503,900 (+15.44%) Land $162,500 Building $341,400 | $503,900 (+15.44%) Land $162,500 Building $341,400 |
| 2023 | $4,699.00 (+1.25%) Homeowner's exemption | $436,500 (+6.93%) Land $95,100 Building $341,400 | $436,500 (+6.93%) Land $95,100 Building $341,400 |
| 2022 | $4,641.00 Homeowner's exemption | $408,200 Land $95,100 Building $313,100 | $408,200 Land $95,100 Building $313,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10221 E Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10221 E Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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