10175 E Cross Roads Cir, Caledonia, MI 49316 Property Records

Kent County property record for 10175 E Cross Roads Cir, Caledonia, MI 49316

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,226 sqft · built 2018
OwnerIndividual Name on File
Last Sale$273,000 (Jan 2020)
Tax Bill$5,933 (2019)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-23-33-104-035

Property Details

APN / Parcel Number

Primary APN41-23-33-104-035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,226 sqft Living Area
1st Floor Area1,226 sqft
Basement Area1,226 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10175 E CROSS ROADS CIR
CityCALEDONIA
StateMI
Zip49316-9657
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal Description412333104035 UNIT 33 BLDG 9 * TRAIL RIDGE CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.977 INSTRUMENT
Legal SubdivisionTRAIL RIDGE CONDOMINIUM KENT COUNTY COND
Legal Unit33
JurisdictionKENT MI
Township / Civil DivisionCALEDONIA
Census Block Group3
Census Block3013
Census Tract14810

Owner

10175 E Cross Roads Cir, a condominium, is owned and occupied by an individual who bought it in January 2020.

Source: Kent County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address10175 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Jan 10, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on File
Deed SaleJan 10, 2020 · Amount on File
Prior SaleMay 7, 2018 · Amount on File
Deed Document Number20203175
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address10175 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049652
DateApr 27, 2021
Instrument20210427-0049652
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 12, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJan 10, 2020
Property Address10175 E CROSS ROADS CIR, CALEDONIA, MI 49316-9657
Document Number0000003175
Map ReferenceDOC 20140718-0060584
Instrument DateDec 10, 2019
Instrument20200110-0003175
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,347.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1625 WALKER AVE NW UNIT 140774, 1625, GRAND RAPIDS, MI 49514-5529

Transferred To (Grantee/Buyer)

NameVerified Name
Address10175 S CROSSROAD CIR SE, CALEDONIA, MI 49316-8040

Mortgage

Document Number0000003176
DateJan 10, 2020
Instrument20200110-0003176
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCaledonia Township
Unified School DistrictCaledonia Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,100$368,200
2019$5,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10175 E Cross Roads Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10175 E Cross Roads Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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