1010 Loretta Ln, New Bern, NC 28562 Property Records

Craven County property record for 1010 Loretta Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 2021
Lot Size	0.409 acres (17,829 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Feb 2022)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-105-C-057`

Property Details

APN / Parcel Number

Primary APN	`7-105-C-057`
Alternative APNs	`80022` `97167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,829 sqft (0.409 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	97167
Street Address	1010 LORETTA LN
City	NEW BERN
State	NC
Zip	28562-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 LAKE VIEW PH III
Legal Phase	III
Legal Lot Number	57
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2033
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1010 LORETTA LN, NEW BERN, NC 28562-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 9, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	0037112117
Deed Book / Page	3711 / 2117
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1010 LORETTA LN, NEW BERN, NC 28562-0010
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	003754/465
Date	Feb 2, 2023
Book Page	3754/465
Instrument	10108634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 9, 2022
Property Address	1010 LORETTA LN, NEW BERN, NC 28562-0010
Document Number	03711/2117
Book / Page	3711 / 2117
Map Reference	CAB I SL 180-D&E
Instrument Date	Dec 31, 2021
Instrument	10091565
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7227, JACKSONVILLE, NC 28540-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 LORETTA LN, NEW BERN, NC 28562-0010

Mortgage

Document Number	0037112120
Date	Feb 9, 2022
Instrument	3711/2120

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+1.67%)	$275,460 (-) Land $35,000 Building $240,460	$275,460 (-) Land $35,000 Building $240,460
2023	$2,332.00 (+28.48%)	$275,460 (+63.57%) Land $35,000 Building $240,460	$275,460 (+63.57%) Land $35,000 Building $240,460
2022	$1,815.00	$168,400 Land $42,500 Building $125,900
2018			$168,400 Land $42,500 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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