St. Joseph County property record for 10095 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,344 sqft · built 1972 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Jan 2021) |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-006-005-00 |
| Primary APN | 003-006-005-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,344 sqft Building Perimeter |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 210 ft deep x 208 ft wide |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10095 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF FOLG: COM NW COR SEC 6 T7S R12W TH S 00D 18M E 440.61 FT TH N 89D 30M E 521.09 FT TH N 00D 22M 40S E TO N SEC LN TH |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 06 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41101 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10095 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jan 11, 2021 | Correction Deed TITLE RESOURCE AGENCY |
| Aug 13, 2020 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Deed Document Number | 2021187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 6, 2021 |
| Property Address | 10095 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Document Number | 2021000187 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021000187 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17300 COUNTY ROAD 10, 17300, BRISTOL, IN 46507-8935 |
| Name | Verified Name |
|---|---|
| Address | 68120 CULBERTSON LN, WHITE PIGEON, MI 49099-8167 |
| Date | Jan 6, 2021 |
|---|
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 10095 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Document Number | 2021000321 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2021000321 |
| Record Updated | Jul 22, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 9440 N 24TH ST, 9440, RICHLAND, MI 49083-9515 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 17300 COUNTY ROAD 10, BRISTOL, IN 46507-8935 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 13, 2020 |
| Property Address | 10095 HARDER RD, THREE RIVERS, MI 49093-9239 |
| Document Number | 2020004546 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020004546 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17300 COUNTY ROAD 10, BRISTOL, IN 46507-8935 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,100 | $196,200 | |
| 2025 | $755.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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