1016 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1016 Ray Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 2023
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on Record
Last Sale	$259,350 (Oct 2025)
Tax Bill	$5,633 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D005 3629004`

Property Details

APN / Parcel Number

Primary APN	`D005 3629004`
Alternative APN	`440150`

Interior

Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,487 sqft
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	219 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	53 sqft

Location & Zoning

Street Address	1016 RAY DR
City	DENISON
State	TX
Zip	75020-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE SPRINGS PHASE 1A, LOT 4, ACRES .143
Legal Subdivision	SYCAMORE SPRINGS PHASE 1A
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Grayson County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1400 N 5TH ST, SILSBEE, TX 77656-3710
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Vendor's Lien, Transfer · Commercial Mortgage FIRST STATE BANK TEXAS
Jun 3, 2025	Deed, Foreclosure
Oct 10, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 8, 2023	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage DAVID W RALSTON 7527846263

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Jun 3, 2025 · Amount on Record
Deed Document Number	202526152
Prior Transfer Date	May 12, 2025
Prior Transfer Doc	0000014009
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 8, 2025
Property Address	1016 RAY DR, DENISON, TX 75020-1434
Document Number	0000026152
Map Reference	DOC 2021-268
Instrument Date	Oct 8, 2025
Instrument	2025-26152
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5887 COPLEY DR # DR3RD, DR3RD, SAN DIEGO, CA 92111-7906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 N 5TH ST, SILSBEE, TX 77656-3710

Mortgage

Document Number	0000026153
Date	Oct 8, 2025
Instrument	2025-26153

Lender

Name	FIRST STATE BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2025: Deed, Foreclosure

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 3, 2025
Property Address	1016 RAY DR, DENISON, TX 75020-1434
Document Number	0000014009
Map Reference	DOC 2021-268
Instrument Date	May 12, 2025
Instrument	2025-14009
Transaction Type	Foreclosure
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5887 COPLEY DR, SAN DIEGO, CA 92111-7906
Investor	Possibly a Property Investor

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1016 RAY DR, DENISON, TX 75020-1434
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027078
Date	Oct 10, 2023
Instrument	2023-27078

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Mar 8, 2023
Property Address	1016 RAY DR, DENISON, TX 75020-1434
Document Number	0000005788
Map Reference	DOC 2021-268
Instrument Date	Mar 6, 2023
Instrument	2023-5788
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Mortgage

Document Number	0000005789
Date	Mar 8, 2023
Instrument	2023-5789

Lender

Name	DAVID W RALSTON 7527846263
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 6, 2023

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,633.00 (-1.09%)	$243,007 (+546.97%) Land $40,800 Building $202,207	$243,007 (+546.97%) Land $40,800 Building $202,207
2024	$5,695.00 (+2,705.42%)
2023		$37,561 Land $37,561	$37,561 Land $37,561
2022	$203.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, AT&T, Verizon.

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