1004 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1004 Ray Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 2023
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on File
Tax Bill	$4,495 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`D005 3629001`

Property Details

APN / Parcel Number

Primary APN	`D005 3629001`
Alternative APN	`440147`

Interior

Building Area	1,271 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	7,318 sqft (0.167 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Location & Zoning

Account Number	440147
Street Address	1004 RAY DR
City	DENISON
State	TX
Zip	75020-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE SPRINGS PHASE 1A, LOT 1, ACRES 0.168
Legal Subdivision	SYCAMORE SPRINGS PHASE 1A
Legal Phase	1A
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1004 RAY DR, DENISON, TX 75020-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Vendor's Lien, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Mar 29, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2023
Deed Sale	Dec 21, 2023
Prior Sale	Mar 29, 2023
Deed Document Number	2023-33638
Record Updated	Jun 8, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 21, 2023
Property Address	1004 RAY DR, DENISON, TX 75020-1434
Document Number	0000033638
Map Reference	DOC 2021-268
Instrument Date	Dec 21, 2023
Instrument	2023-33638
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RAY DR, DENISON, TX 75020-1434

Mortgage

Document Number	0000033639
Date	Dec 21, 2023
Instrument	2023-33639

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Mar 29, 2023
Property Address	1004 RAY DR, DENISON, TX 75020-1434
Document Number	0000007666
Map Reference	DOC 2021-268
Instrument Date	Mar 22, 2023
Instrument	2023-7666
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Mortgage

Document Number	0000007667
Date	Mar 29, 2023
Instrument	2023-7667

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,906 (+505.17%) Land $42,957 Building $201,949	$244,906 (+505.17%) Land $42,957 Building $201,949
2024	$4,495.00 (+1,780.75%)
2023		$40,469 Land $40,469	$40,469 Land $40,469
2022	$239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Clarity Telecom Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
AMG Technology Investment Group Fixed Wireless	400 / 100

May also be available: 360 Communications, Inc. (OK, AR & TX), AT&T, Verizon.

Nearby Properties on Ray Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures